Open Enrollment

Open Enrollment

Open Enrollment is November 1 to November 30

The LGHIP's Open Enrollment period runs from November 1 through November 30.

Member forms can be found by clicking here.
Unit forms can be found by clicking here

During Open Enrollment, eligible members can:

  • Enroll in health and voluntary coverages
  • Add dependent and/or family coverage
  • Drop dependent and/or family coverage

During Open Enrollment, participating units can:

  • Change their effective date of insurance for new hires
    • Units may choose coverage starting on date of hire or the first day of the second month.*
      •      *If a unit has a probationary period that affects health benefits, certain restrictions apply.
  • Change Probationary Period
    • Probationary periods that impact effective date of coverage can be either 30, 60 or 90 days**
      •  **Certain restrictions apply for units that cover employees first day of the second month.
  • Add or drop retiree coverage
    • Units may choose to offer coverage for their eligible retirees, or stop offering coverage for eligible retirees.
  • Add or drop coverage for elected officials
    • Units may choose to offer coverage for their elected officials, or cease offering coverage for elected officials. Applies to cities, towns and counties.
  • Add or drop dental coverage
    • Units may elect BCBS Dental coverage with the LGHIP, or may drop and offer coverage through another program outside of the LGHIP.