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Local Government Health Insurance Plan


Quick Links

Contact LGHIP

Toll-free Telephone Number 1-866-836-9137
Telephone Number 1-334-263-8326
Fax Number 1-334-517-9778

Other Helpful Links

  • Important Notice About Your Prescription Drug Coverage and Medicare - Learn More

Local Government Health Insurance Plan (LGHIP)

The Local Government Health Insurance Plan (LGHIP) is a self-insured group health insurance program funded from subscribers' premiums of the participating local government units. The LGHIP provides group health insurance for employees of municipalities, cities, counties and quasi-governmental agencies.

The LGHIP Handbook provides a summary of all relevent information regarding the LGHIP.

Some of the topics covered in the LGHIP Handbooks:

  • Employee & Dependent Eligibility
  • Open Enrollment
  • Initial Employee Enrollment
  • Provision for Medicare Eligibles
  • Other General Provisions

See Handbook for more topics.

Local Government Premiums

Affordable Care Act - Employer Shared Responsibility Provisions

Local government units with more than 50 full-time employees (including full-time equivalents) may be subject to the Employer Shared Responsibility Provisions of the Affordable Care Act.