Local Government Health Insurance


Quick Links

Contact LGHIP

Toll-free Telephone Number 1-866-836-9137
Telephone Number 1-334-263-8326
Fax Number 1-334-517-9778

Other Helpful Links

  • Important Notice About Your Prescription Drug Coverage and Medicare - Learn More

Local Government Health Insurance Plan (LGHIP)

The Local Government Health Insurance Plan (LGHIP) is a self-insured group health insurance program funded from the premiums of the participating local government units and their subscribers. LGHIP provides group health insurance for employees of local government units, certain organizations and associations.

The LGHIP Handbook provides all the information regarding the LGHIP.

Some of the topics covered in the LGHIP Handbooks:

  • Eligible Employees
  • Eligible Dependents
  • Open Enrollment
  • Initial Employee Enrollment
  • Provision for Medicare Eligibles
  • General Provisions

See Handbook for more topics.

Local Government Premiums

Affordable Care Act - Employer Shared Responsibility Provisions

Local government units with more than 50 full-time employees (including full-time equivalents) may be subject to the Employer Shared Responsibility Provisions of the Affordable Care Act.